Privacy Policy

Who We Are

The data controller for your information is Billout. If you have questions, contact us at support@billoutapp.com.

Information We Collect

• Account data such as your email address and authentication tokens.
• OAuth identifiers if you sign in with Google or Facebook.
• Financial data you enter, like payments, subscriptions, budgets, savings goals, and related notes.
• Technical data such as IP address, device information, and basic log data for security and troubleshooting.

How We Use Your Information

• Provide and operate the Billout service.
• Secure the platform, prevent abuse, and debug issues.
• Respond to support requests and communicate about your account.

Legal Bases (GDPR)

We process personal data based on contractual necessity to deliver the service, legitimate interests to keep Billout safe and reliable, and consent where required (for example, optional OAuth sign-in).

Sharing and Third Parties

• Identity providers (Google, Facebook) when you choose social login.
• Infrastructure and email vendors that act as processors on our behalf.
• We do not sell your personal data.

Cookies and Local Storage

We use cookies to store authentication tokens so you can stay signed in. We also store a theme preference in local storage. You can remove cookies in your browser settings, but this may sign you out.

Data Retention

We keep your account data while your account is active. You can ask us to delete your account and data at any time. Security logs are kept only as long as necessary for protection and auditing.

Security

We use reasonable technical and organizational safeguards to protect your information. No system is 100% secure, so we cannot guarantee absolute security.

International Transfers

Your data may be processed outside of the European Economic Area if we use service providers located elsewhere. When this happens, we use appropriate safeguards such as Standard Contractual Clauses.

Your Rights

If you are in the EEA, you may have rights to access, correct, delete, restrict, object to processing, or receive a copy of your data. You may also withdraw consent where processing is based on consent. To exercise these rights, email support@billoutapp.com. You can also lodge a complaint with the Irish Data Protection Commission.

Children

Billout is not intended for children under 16. We do not knowingly collect personal data from children. If you believe a child has provided data, contact us and we will delete it.

Changes to This Policy

We may update this policy from time to time. We will post the latest version on this page and update the effective date.